Gently used second home. Wide open spaces just behing the fenced back yard. Great for biking, 4 wheeling, hiking or dog walking it's all right over the fence.
this home is bing offered for $279,000.
Saturday, February 14, 2009
GREEN VALLEY CONDO.....3 bd/2ba FOR SALE & IS LOCATED IN THE COTTAGES NORTH
Gently used second home. Wide open spaces just behing the fenced back yard. Great for biking, 4 wheeling, hiking or dog walking it's all right over the fence.
this home is bing offered for $279,000.
FHA HECM for Purchase Program...will it work for YOU?
FHA HECM for Purchase Program: The Best Loan Ever?
Posted by Justin McHood on January 5th, 2009
The FHA HECM for Purchase - New as of January 1, 2009
Is the new FHA HECM for Purchase program the best way to buy a house? If you are a senior, it is hard to beat.
Imagine the following scenario:
You find a house that has an appraised value of $150,000.
The seller is willing to sell you the house for $100,000 (not uncommon in today’s market).
You were born on January 5, 1947 - which means that you are now 62 years old
If you were to buy a house using the FHA HECM for Purchase reverse mortgage program, you could put down $22,450 and never make another mortgage payment as long as you live in your home.
Sound too good to be true?
If you aren’t 62 or older, it is too good to be true. But if you are 62 or older, you can qualify for the HECM for Purchase program and buy a house with very little money down and never make a mortgage payment as long as you live in the home.
I'd suggest you tell your parents, aunts or friends about this program....It just may work for them and help them stop worrying about their future housing. Ask your local lender about the FHA HECM program that was just rolled out January 1, 2009.
Have a great day!
Claudia
Posted by Justin McHood on January 5th, 2009
The FHA HECM for Purchase - New as of January 1, 2009
Is the new FHA HECM for Purchase program the best way to buy a house? If you are a senior, it is hard to beat.
Imagine the following scenario:
You find a house that has an appraised value of $150,000.
The seller is willing to sell you the house for $100,000 (not uncommon in today’s market).
You were born on January 5, 1947 - which means that you are now 62 years old
If you were to buy a house using the FHA HECM for Purchase reverse mortgage program, you could put down $22,450 and never make another mortgage payment as long as you live in your home.
Sound too good to be true?
If you aren’t 62 or older, it is too good to be true. But if you are 62 or older, you can qualify for the HECM for Purchase program and buy a house with very little money down and never make a mortgage payment as long as you live in the home.
I'd suggest you tell your parents, aunts or friends about this program....It just may work for them and help them stop worrying about their future housing. Ask your local lender about the FHA HECM program that was just rolled out January 1, 2009.
Have a great day!
Claudia
Friday, February 13, 2009
Sunbrook Community - $197,000 for Luxury
It is hard to believe, but believe it! I have seen it and would love to show you too. It's a WOW and the price has been a very nice surprise to those buyers looking for a place to call "home".
E-mail me at Claudia@ClaudiaTheRealtor.com for more information and photos or visit the www.sunbrook.com web site and see what is at Sunbrook. The model condominiums will be open during the St. George Parade of Homes 2009 from 10am - 7pm.
Good News - Housing Affordability
Jeanne Wall is a loan officer with LOANOLOGY in St. George, Utah and very knowledgeable about the market. I would like to share with you an e-mail she sent today. If you would like more information or to talk to her directly, please call her at 435-668-3739:
Since everything we are getting from the media and the government right now is bad news, we thought we would try a different angle. Wouldn’t it be nice to have some good news to chew on? So, let’s see if we can find some good news. First, the one-two punch is over. The numbers were every bit as bad as we thought and evidenced by the fact that the stock market rallied after the announcement that 600,000 jobs were lost in January, it was no worse than we thought. It does not mean that the bad news is over. It does mean that our expectations are not very high right now, and that is an understatement.
How about some real good economic news? Housing affordability is the highest in the past 19 years and most missed the fact that the current economic slump has caused the savings rate of Americans to rise to a high of 3.6% last month. We have had a zero or negative savings rate in the past. The real long-term fix for the economy is for there to be less spending and more savings. We know that does not sound right especially when the government has been trying to spend their way out of the slump for a year and more of the same is on the way. We are not against economic stimulus. Yet, if Americans had real savings in the bank and so did our government when the crisis hit, the crisis would not have been so bad. So how about some incentives for savings as well as spending? You just need to see the direction of long-term rates in the past month to know that borrowing has a negative impact, and we must solve our debt problems for long-term prosperity. So keep saving Americans!
Since everything we are getting from the media and the government right now is bad news, we thought we would try a different angle. Wouldn’t it be nice to have some good news to chew on? So, let’s see if we can find some good news. First, the one-two punch is over. The numbers were every bit as bad as we thought and evidenced by the fact that the stock market rallied after the announcement that 600,000 jobs were lost in January, it was no worse than we thought. It does not mean that the bad news is over. It does mean that our expectations are not very high right now, and that is an understatement.
How about some real good economic news? Housing affordability is the highest in the past 19 years and most missed the fact that the current economic slump has caused the savings rate of Americans to rise to a high of 3.6% last month. We have had a zero or negative savings rate in the past. The real long-term fix for the economy is for there to be less spending and more savings. We know that does not sound right especially when the government has been trying to spend their way out of the slump for a year and more of the same is on the way. We are not against economic stimulus. Yet, if Americans had real savings in the bank and so did our government when the crisis hit, the crisis would not have been so bad. So how about some incentives for savings as well as spending? You just need to see the direction of long-term rates in the past month to know that borrowing has a negative impact, and we must solve our debt problems for long-term prosperity. So keep saving Americans!
Thursday, January 29, 2009
Santa Clara Home W/Walk Out Basement $340,000
Just minutes from the Snow Canyon High School, Linns Grocery Store, Post Office, City Swimming Pool, Walking Trails & country animals. All brick home, 5 BD/ 3 BA, Formal Living Room, Sun Room, 2 family rooms, office, large storage pantry downstairs, large garage attached by a breese way. Work Shop set up for the man in your life. Price is excellent $340,000. Wood floors, wood fireplace, upgraded and remodeled kitchen. Call now for an appointment. Wednesday, January 28, 2009
2009 PARADE OF HOMES
You won't want to miss the sunshine, golf and relaxation in St. George Utah, starting February 13th, 2009. Many open houses around town, a Real Estate Auction at the Dixie Center on the 19th and the PARADE OF HOMES. It is a great chance to get some great ideas for your home and even a better one to see all the new gizzmo's.E-mail me to enter the drawing for 2 Parade of Home tickets.
Claudia@ClaudiaTheRealtor.com
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